Roth Contribution Limits 2024 Over 50. One drawback of iras is that they have much lower contribution limits than 401(k)s. It permits those aged 60 through 63 to contribute $11,250 instead of $7,500 in 2025, according to the irs’s update.

Modified agi limit for traditional. $6,500 plus an additional $1,000 for employees age 50 or older in 2023;